How Higher Rates Flipped Small Business Lending

Also: what's 'headless banking' and fintech funding opportunities for banks.

THE FINANCIAL BRAND

Get real-world insights and actionable advice from financial industry leaders who have successfully deployed ITM technology. Learn more. How Higher Interest Rates Flipped Small Business Credit Needs Grasshopper Bank's head of SBA lending says high rates have led to 'credit compression' among smaller borrowers. Read article. Why is 'Headless Banking' the Next Evolution of BaaS? Headless banking is poised to reshape banking-as-a-service — but technology limitations and regulator scrutiny could limit widespread adoption. Read article. Decline in Fintech Funding Creates New Opportunities for Banks Less fintech funding flow gives banks the opportunity to mature their use of existing tech — and forge funding opportunities of their own.  Read article. Samples Sell! Lessons from Costco for Financial Institutions. By providing additional value — the equivalent of a free sample — a no-cost offer helps build relationships with consumers and increase retention. Read more. Banking Leaders Tout Modernization to Snowflake Data Cloud Data estate modernization helped two regional banking institutions create a 360-degree view of account holders and develop laser-focused marketing initiatives.

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